The countdown to Christmas has officially begun, and along with the festivities, money worries and financial struggles can also arise for many people at this time of year. 
 
With this in mind, we have a specific training course aimed to equip participants with effective strategies to deal with pre and post-Christmas debt.
 
This full-day Shelter Cymru course provides a structured introduction to the money advice process and the debt cycle. Participants will develop effective strategies for dealing with post-Christmas debt and to be able to initially support and know where and when to refer clients.